Financing Options for Restoration
Don't let finances delay critical restoration work. We offer flexible payment options including direct insurance billing, 0% interest financing, and extended payment plans.
Payment Options
Choose the option that works best for your situation.
Insurance Claims
We can send restoration invoices and supporting records to authorized claim professionals when requested.
- Itemized restoration invoices
- Owner-controlled record delivery
- Project documentation available
- Coverage decided by the insurer
0% Interest Financing
Qualified customers can spread payments over 12 months with no interest charges.
- No interest for 12 months
- Quick approval process
- Low monthly payments
- No prepayment penalty
Extended Payment Plans
For larger projects, we offer extended financing with competitive rates through our lending partners.
- Terms up to 60 months
- Competitive interest rates
- Fixed monthly payments
- Quick online application
Why Consider Financing?
Restoration emergencies happen unexpectedly. Financing helps you respond quickly.
Don't Delay Restoration
Waiting for funds while damage spreads makes problems worse and more expensive. Get started immediately.
Protect Your Property
Water damage, mold, and fire damage worsen quickly. Financing lets you act fast to minimize total damage.
Budget-Friendly Payments
Spread the cost over time with manageable monthly payments that fit your budget.
Simple Application
Quick approval process with our lending partners. Most decisions within minutes.
We Work With Your Insurance
Most water damage, fire damage, and storm damage is covered by homeowner's insurance. We make the claims process easy:
- We document everything
Photos, moisture readings, and detailed reports for your claim
- We communicate with adjusters
We speak insurance language and advocate for fair coverage
- We bill directly
Coverage and payment depend on your policy and insurer
Insurance Companies We Work With
Financing FAQs
Do I need to pay anything upfront?
For insurance claims, typically only your deductible is required. For non-insurance work with financing, there may be a small down payment depending on the project size and financing terms.
What credit score do I need for financing?
Our lending partners work with a range of credit profiles. While better credit scores qualify for better terms, options are available for most situations. Apply to see what you qualify for.
Can I use financing if I also have insurance?
Yes! Many customers use financing to cover their deductible or for work not covered by insurance (like certain types of mold remediation or upgrades during restoration).
How quickly can I get approved?
Most financing applications are processed within minutes. You can often get started on restoration the same day you apply.
Is there a penalty for paying off early?
No prepayment penalties on any of our financing options. Pay off your balance early and save on interest charges.
Ready to Discuss Your Options?
Call us to discuss financing, insurance, or get a free estimate for your restoration project.