Universal Property Insurance Claims Help
Universal Property & Casualty is one of Florida's largest insurers. We have extensive experience working with Universal adjusters to maximize water damage claims.
Universal Claims Hotline
Report your claim directly to Universal:
1-800-470-0599
Available 24/7 for emergency claims
Then call us for immediate restoration:
833-DRY-RUSH
About Universal Property & Casualty
Universal Property & Casualty Insurance Company is headquartered in Fort Lauderdale and is one of Florida's largest domestic property insurers, specializing in homeowners coverage.
Important Notice
Maintenance Exclusion: Universal may deny claims if damage is determined to be caused by lack of maintenance. Proper documentation of the sudden nature of the damage is critical.
Prompt Reporting: Universal requires claims to be reported promptly. Delays can result in reduced settlements or denials.
Independent Adjusters: Universal typically uses independent adjusting firms. We coordinate directly with them to ensure accurate assessments.
How We Help With Universal Claims
Proper Documentation
We document the sudden and accidental nature of damage to meet Universal's requirements.
Fast Mitigation
Immediate response to show Universal you took steps to prevent further damage.
Adjuster Meetings
We meet with Universal's independent adjusters to ensure nothing is missed.
Supplement Support
We identify additional damage and file supplements for complete restoration.
Tips for Universal Property Claims
Report claims immediately - Universal has strict reporting deadlines
Document the source of water intrusion thoroughly with photos
Universal requires proof of maintenance to avoid claim denial
Keep all damaged materials until the adjuster inspects
Get mitigation started within 24 hours to protect your claim
Request a copy of your policy declarations page for reference
Need Help With Your Universal Claim?
Our team has extensive experience with Universal Property claims in South Florida. Let us help you get a fair settlement.